Compounding Knowledge: How AI Accelerates Expertise Growth — Or Destroys It
Most people understand compound interest in the abstract. They know that money invested early grows faster than money invested late, that the curve bends upward, that the real gains come at the end. They nod at the math. But almost nobody lives as if they believe it. They save too little, start too late, and cash out too early.
The same is true of knowledge — and the stakes are higher.
Knowledge compounds. Every concept you deeply understand becomes a hook for the next concept. Every mental model you build accelerates the construction of the next one. Every hard problem you solve strengthens the infrastructure that makes the next hard problem easier. The curve looks like compound interest because it is compound interest: the returns on learning are proportional to what you have already learned.
AI has entered this equation from two directions simultaneously — and most people are paying attention to only one of them.